I am going to school right now, my goal is to become a doctor. If things work out as planned, I will be entering into medical school in about a year and a half. Finishing that in the 4 years laid out will make me 28, graduating. Then, the real trouble starts. I will have accumulated plenty of loans throughout school. I am hoping to pay them off as quickly as possible, and am willing to make the sacrifices necessary to do so (living in crappy apartment for several years if needed). Residency, is a problem here, the need to specialize in a field. I'm looking at 3-4 years post graduation of $40K/year pay (gross). With the amount of loans accumulated, that will drain a substantial amount of my paycheck as is, not to mention rent, food, car, etc. So realistically, I can't make decent payments on my loans till... 32 or so. For the specialty I'm looking at, average pay is... substantially more. Shouldn't take more than a couple years to pay the rest of my loans off. Let's say... 4 years. So I'm looking at 36. At which point I should also be able to find a permanent location for employment as well, leading to my second desire, house/land.
Ever since I was little, the one thing I wanted out of life, was a nice house on a large chunk of land (I'm talking in the possible 100's of acres size). Like the north woods would be perfect. I know I ramble on about hating the cold, but I've decided it's more of my current location vs. cold itself. Looking at land prices and considering the cost of building such a home as I'd like, (I also intend to make it my place to retire) I'm betting upwards of $1 million + could easily be put into this by the time I'm truly finished. The land itself I want as a place I can go out for a nice walk, and still be on my land. Go hunting, and be on my land. Throw grill outs, and parties, and get togethers, and it be my land. Some place I can really appreciate nature, and have it be my land. Some place I can do these things without having to worry about upsetting a neighbor, or worry about neighbors upsetting me. Some place my friends, and family could enjoy. Some place I could leave to my children. Leading me to my 3rd desire.
A wife/family. A lady who will put up with my lofty ambitions. A lady who would be happy to share in my lofty ambitions. A lady who would become my wife. A wife who will be by my side through the ups and downs. A wife who would just smile and say "That sounds perfect" when I tell her of these plans. A wife who would consider waiting on children till these plans are at least in motion. A wife who would look around when our children were gone and say "Finally, we can share this to ourselves". Does she exist? God I hope so. Question is, when will I find her? I know, when if I do, it will be when I'm meant to find her. All I can say is, opportune time would be between now and the end of my residency. All in all, I wouldn't be looking at having my first child till I was somewhere around 36-37. Old? Who knows. Seems like more and more relationships are starting later and later in life and maybe I'm just hopping on the bandwagon.
Life is encroaching on me. I have hopes. I have dreams. I have ambitions. I have desires. I have plans.
But who knows. Tomorrow I could decide that I want to be a motivational speaker and live in a van down by the river .